3 Regional Credit Analyst Job Placements Jobs at Dfcu Bank

Jobs in Mbarara Uganda Dfcu Bank Jobs in Mbarara 3 Regional Credit Analyst Job Placements Jobs in Mbarara at Dfcu Bank 3 Regional Credit Analyst Job Placements Employment opportunities Dfcu Bank

Job Title ⇒ Regional Credit Analyst 3 Job Placements
Site ⇒ ugandajobss.blogspot.com
Organisation ⇒ DFCU Bank
Duty Station ⇒ Mbarara, Jinja and Gulu, Uganda
Reports to ⇒ Team Leader – Personal & Business Banking, Credit Analysis

About US ⇒
DFCU Bank is a fast growing commercial bank offering a variety of innovative
products and services. DFCU Limited was started by the Commonwealth
Development Corporation CDC of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation UDC under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG of Germany and International Finance Corporation IFC as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.

Job Summary ⇒ The Regional Credit Analyst will be responsible for
developing and analysing medium to large fundable credit proposals through
effective credit appraisals and due diligence processes so as to achieve
quality portfolio growth.

Key Duties and Responsibilities ⇒
⇗ Analyze and prepare credible credit proposals with the result of getting
quick approval from the credit approval team and managing customer
expectations.
⇗ Propose appropriate structure and the financing need and pricing for the
different credit applications and advise the Relationship Managers and
customers accordingly to ensure that it meets set standards and complies with
the credit policy.
⇗ Timely submission of required documents to credit and legal departments to
have fast turnaround time, compliance with internal controls as per credit
approval criteria detailed in the Credit Policy and Operational Guidelines to
avoid/minimize loss of revenue and prevention of frauds and forgeries.
⇗ Make physical visits, inspect, and confirm the existence of the business
for proposed credit facilities to ensure that customer business is in line
with the bank’s acceptable credit risk appetite.
⇗ Review existing credit facilities on an annual basis, make necessary
propositions like renewals, restructures, to minimize arrears and avert likely
NPA while ensuring customer retention, revenue stability and identifying new
business.
⇗ Maintain an annual credit review calendar and prompt Relationship Managers
to obtain the necessary information for reviews of credit facilities.
⇗ Review client’s compliance to set covenants and conditions at facility
approval.
⇗ Proper pricing of credit applications and reviews, ensure full collection
of fees and commissions for growing the revenue line.


Qualifications, Skills and Experience ⇒
⇗ The applicant for the dfcu Bank Regional Credit Analyst job must hold a
Degree in Statistics, Business Administration, Economics, or any other related
course.
⇗ Credit analysis and underwriting skills.
⇗ Two years of working experience in credit analysis in banking industry or
any related field.
⇗ Advanced credit analysis skills – interpretation of financial information.
⇗ Have a thorough understanding of bank products and general knowledge on
current trends in the market.
⇗ Quality underwriting skills.
⇗ Forecasting and business modelling.
⇗ Computer competence.
⇗ Good negotiation skills.
⇗ Good interpersonal skills.
⇗ Ability to manage time and pressure effectively to ensure no loss of
efficiency.
⇗ Good presentation and communication skills.
⇗ Organized and efficient i.e. goal and task oriented to complete multiple
priorities and with the dynamic demands of the different teams in Relationship
Management, Credit Sanctioning, Disbursement, Legal etc.
⇗ Excellent communication skills and ability to deal with clients directly.
⇗ Ability to keep abreast on changes in the market, customer requirements,
competitors’ responses, and the bank’s ability to use information to identify
new business opportunities and threats.
⇗ Ability to identify new business /products on the market, opportunities,
and threats in order to carry out a comprehensive credit analysis.
⇗ Good interpersonal skills – ability to quickly build rapport with new
people.

How to Apply ⇒
All suitably qualified and interested candidates are encouraged to send
applications with detailed CV’s including present position and copies of
relevant professional/academic certificates University Transcript, O and A
level to the email address indicated below; Vacanciesbank@dfcugroup.com

Deadline 6 th August 2020

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Email⇒Vacanciesbank@dfcugroup.com
URL⇒Link

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Jobs in Mbarara Uganda Dfcu Bank Jobs in Mbarara 3 Regional Credit Analyst Job Placements Jobs in Mbarara at Dfcu Bank 3 Regional Credit Analyst Job Placements Employment opportunities Dfcu Bank

Thank you very much for Visiting ugandajobss.blogspot.com

Brown Alex Monday 3 August 2020 Dfcu Bank Uganda Jobs Employment opportunities at Mbarara Jobs in Mbarara