21 Fresh Graduate Credit Offi Jobs at Ugafode Microfinance Limited (MDI)


Jobs in Ibanda Uganda Ugafode Microfinance Limited (MDI) Jobs in Ibanda 21 Fresh Graduate Credit Offi Jobs in Ibanda at Ugafode Microfinance Limited (MDI) 21 Fresh Graduate Credit Offi Employment opportunities Ugafode Microfinance Limited (MDI)


Job Title Credit Officer 21 Fresh Graduate Job Opportunities
]https//www.theugandanjobline.com/
Organization UGAFODE Microfinance Limited MDI
Duty Station Bombo Road, Ibanda, Ishaka, Jinja, Kagadi, Kyotera, Lira,
Lyantonde, Mbale, Mbarara, Mpigi, Nakasero, Nakivale, Nansana, Ntungamo
Branch, Rubaga Road, Rukungiri, Rushere and Sembabule, Uganda
Reference HR/STAFF/VAC \- 1/21/1/21
About US
UGAFODE Microfinance Limited MDI is a registered financial institution in
Uganda and is adherent to the Central Bank's regulations and guidelines and
was founded in 1994 to provide quality microfinance services.
Job Summary The Credit Officer will be responsible for preparation of
customer loan applications, assessing their creditworthiness, generally
managing customer relationships and loan portfolio as guided by the
institution's Credit policies and annual operating plan. Interested applicants
should be willing to work in the following locations Bombo Road, Ibanda,
Ishaka, Jinja, Kagadi, Kyotera, Lira, Lyantonde, Mbale, Mbarara, Mpigi,
Nakasero, Nakivale, Nansana, Ntungamo Branch, Rubaga Road, Rukungiri, Rushere
and Sembabule.
Key Duties and Responsibilities
Loan mobilization Supports all effort at branch level to grow
assets by participating in mobilization campaigns, scheduling meetings for
potential loan applicants to obtain information on loans and answering
questions about the process, available loan types or credit options that are
available including the terms and conditions governing borrowing.
Appraising loan files Analyses loan applicants' financial status,
credit, and property evaluations to determine feasibility of granting loans to
be submitted to the branch credit committee in compliance with set loan
standards of the institution.
Presents & defends loan file to the branch Credit committee
responsible for presenting client's loan files and defending them with facts,
business cases and analyzed information to support a credit decision to be
reached by the branch credit committee for loans below 5M or referred to the
region/ Head office for loans above 5M.
Loan compliance Conducts monitoring daily of client's loan
performance in line with agreed terms and conditions of the loan and per set
credit policy and procedures at UGAFODE to guarantee a qualitative loan
portfolio for the institution.
Reporting Undertakes reporting day- to-day on all client loan
compliances, non-compliances, incidents arising out of bad loans and trends in
loan repayments as well as any feedback to support a qualitative portfolio.
Loan recovery efforts Provides the leadership regarding recoveries
at branch level by being accountable for client loan application process,
analysis and the subsequent decisions thereof. This includes monitoring of
loan performance and reporting, KYC/AML procedures of the client, loan
collateral and recovery procedures that may arise out of poor loan management.
KIVA Project initiator Responsible for dissemination of KIVA
project information to all clients, those borrowing up to 5M, helping them
to complete application form and submitting it to the Credit Supervisor to be
uploaded into the system.
Loan documentation Responsible for collecting, receiving,
completing and updating all client loan files with loan information as and
when needed.

Qualifications, Skills and Experience
The ideal candidates for the UGAFODE Microfinance Limited MDI Credit
Officer jobs must hold Diplomas in microfinance/finance/accounting/business
administration/marketing/ education/agriculture/ social development studies
and any other related courses.
Planning and organising
Customer service
Team player
Influencing and negotiation
Business drive
Numerate personality with strong analytical skills
Trainable /fast learner
Knowledge of the full MS Office suite
Experience working for community development field operations/ sales
/SACCOs
High level of integrity
Ability to ride a motorcycle and with a valid riding permit

NB Recent graduates, females and youth leaders are encouraged to apply
How to Apply
All suitably qualified and interested persons who meet the above criteria
should submit as one document motivation letters together with an up to date
CV to our email only recruitment@ugafode.co.ug Please indicate the position
you are applying for in the subject line e.g. “Credit Officer”. Applications
should be addressed to the Head of Human Resource.
Deadline 4 th February 2021


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Jobs in Ibanda Uganda Ugafode Microfinance Limited (MDI) Jobs in Ibanda 21 Fresh Graduate Credit Offi Jobs in Ibanda at Ugafode Microfinance Limited (MDI) 21 Fresh Graduate Credit Offi Employment opportunities Ugafode Microfinance Limited (MDI)


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